San Diego, California, United States, 23rd Dec 2025 – As the San Diego housing market enters a pivotal “recalibration” phase, Trevor Sanders, owner of SD-Loans and leading local mortgage broker, is launching a new strategic initiative to help first-time homebuyers navigate the most balanced market conditions seen in years.
Following the Federal Reserve’s third interest rate cut of 2025 and a recent 3% softening in San Diego County’s median home prices, Sanders is sounding the call for “on-the-fence” buyers to begin preparations for the 2026 spring season. His new initiative, the San Diego Homeownership Launchpad, focuses on demystifying the transition from high-rent apartments to stable homeownership in neighborhoods like North Park, Chula Vista, and La Mesa.
“For the last few years, first-time buyers have felt stuck in neutral,” said Trevor Sanders. “But with mortgage rates stabilizing in the low 6s and inventory finally growing, we are entering ‘The Great Housing Reset.’ My mission is to ensure San Diego families don’t just watch from the sidelines but have a verified game plan to win in this new environment.”
The launchpad program offers:
- Neighborhood-Specific Loan Analysis: Tailored financing strategies for specific San Diego micro-markets.
- “True Pre-Approval” Readiness: Moving beyond simple online estimates to provide sellers with verified financing confidence.
- Military-to-Homeowner Specialists: Dedicated support for the 0%-down VA loan benefits unique to San Diego’s massive military community.
“You don’t need a 20% down payment to own a home in San Diego,” Sanders added. “With 3% conventional options and 0% VA loans, the door is opening. We’re helping buyers move from ‘I’m not sure’ to ‘We’re holding the keys.’”
About SD-Loans: SD-Loans is a boutique mortgage brokerage based in San Diego, CA. Founded by Trevor Sanders (NMLS #2021980), the firm specializes in personalized, client-first mortgage solutions, including VA, FHA, and Conventional loans, with a focus on local expertise and transparent communication.
Website: www.sd-loans.com
Media Contact
Organization: SD-Loans
Contact Person: Trevor Sanders
Website: https://sd-loans.com/
Email: Send Email
Contact Number: +16198555061
City: San Diego
State: California
Country:United States
Release id:39295
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